Texas Lending on USDA Loans

Texas LendingSaving money is one of the most intelligent strategies for persons who are interested in purchasing a home. Even if the prospective homeowner does not need to use the funds for closing costs or a down payment, they can be allocated towards home maintenance and emergencies.

The representatives of TexasLending.com have found that a USDA loan can be highly beneficial for prospective homeowners who are looking for assistance in purchasing their first home.

Q: What is a USDA loan and how does it work?

Texas Lending: First-time homebuyers are eligible for a variety of programs that help to alleviate the burden of making such a major purchase – including low-interest loans, closing cost help and down payment assistance. The USDA home loan program offers guaranteed loans or direct housing loans for many individuals. [Continue reading]

TexasLending.com on the Most Expensive ZIP Codes in Texas

TexasLending.comA recent Forbes Magazine article disclosed that a trio of ZIP codes in the Dallas area finished among the top 500 in the United States: 75205 (No. 164), 75225 (No. 274) and 75220 (No. 444); additionally Austin 78735 (No. 183) and Houston 77024 (No. 153) also placed. In all, Texas could boast 12 entries among the top 500 ZIP codes. The representatives of TexasLending.com say that this impressive showing signifies the economic prosperity and real-estate success of the Lone Star State.

Forbes Magazine’s annual feature called “America’s Most Expensive ZIP Codes” has been created from data by Altos Research, reports the team at TexasLending.com. Altos Research is a California-headquartered firm that performs real estate research and analysis in a variety of markets. The sales prices of all properties were tabulated to determine a median price for each ZIP code. According to the survey creators, sales price and asking price are highly correlated. Properties may be under- or over-priced, but they generally fall within the same range. [Continue reading]

TexasLending.com on Renting a Home to New Tenants

Texas Lending

Before deciding to rent their homes, TexasLending.com advises clients to take a long look at the various components of this process. When examining whether or not this is the right step, homeowners should perform ample research and then adhere to a … [Continue reading]

Texas Lending Discusses Home Seller Motivations

Texas Lending

For buyers who may have found the home of their dreams, it is critically important to review all of the disclosures, reports and tax records associated with the listing before moving forward with an offer, says the experienced staff at Texas Lending. … [Continue reading]

TexasLending.com Offers Tips to Home Buyers Still on the Fence


According to the professionals at TexasLending.com, the nation's housing market is showing more and more signs of health, with home prices and sales on the rise.  These are all signs of a housing market that's tipping back into balance between … [Continue reading]

Q&A with Texas Lending: Mistakes That Can Ruin Your Credit Score

Texas Lending

A good credit score can save hundreds or thousands of dollars by helping you get the best deal on a mortgage or car loan. On the other hand, a bad credit score can cost you money or even eliminate you as a candidate for a job. In this Q&A, Texas … [Continue reading]