Texas Lending Discusses Home Seller Motivations

Texas LendingFor buyers who may have found the home of their dreams, it is critically important to review all of the disclosures, reports and tax records associated with the listing before moving forward with an offer, says the experienced staff at Texas Lending. In this brief Q&A, Texas Lending suggests buyers consider how the seller’s motivations and unique situation may have a significant impact on their pursuit.

Q: Do you see a common mistake made by buyers during the home-buying process?

Texas Lending: Trying to figure out the seller’s intentions can be a losing game. If the sellers seem uninterested in a reasonable offer, it’s likely time to move on and explore other avenues. Unlike most retail businesses that formulate a sales price based on market conditions and inventory levels, home sellers operate on a unique set of motivations and other factors that may be nearly impossible to ascertain. [Continue reading]

TexasLending.com Offers Tips to Home Buyers Still on the Fence

TexasLending.comAccording to the professionals at TexasLending.com, the nation’s housing market is showing more and more signs of health, with home prices and sales on the rise.  These are all signs of a housing market that’s tipping back into balance between buyers and sellers, notes the team at TexasLending.com. Inventories are at their highest level in over a year which bodes well for rising home sales in the upcoming months as consumers are provided with more choices.

TexasLending.com also reports that 5.04 million homes sold in the U.S. in May – that’s the most since October 2013. Yet, some home buyers are still on the fence, wondering if now really is a good time to make a move.

The team at TexasLending.com encourages potential home buyers to take advantage of the still-low interest rates which are expected to rise over the next several years. Even a slight increase could mean hundreds of extra dollars per month on a comparative house payment. [Continue reading]

Q&A with Texas Lending: Mistakes That Can Ruin Your Credit Score

Texas Lending

A good credit score can save hundreds or thousands of dollars by helping you get the best deal on a mortgage or car loan. On the other hand, a bad credit score can cost you money or even eliminate you as a candidate for a job. In this Q&A, Texas … [Continue reading]

TexasLending.com Says Second Mortgages are Right Choice for Many Homeowners

Texas Lending

Q: Is there one standard type of second mortgage available to homeowners? TexasLending.com: Second mortgages come in a number of different varieties and have been used for many reasons. One item of note: Second mortgages are often referred to as … [Continue reading]

Texas Lending (TexasLending.com) Encourages Clients to Consider an FHA Loan

Texas Lending

For Americans who wish to purchase a new home, Texas Lending (TexasLending.com) offers guidance and support by helping them obtain an FHA insured loan. The company and its service representatives have first-hand knowledge of the guidelines and … [Continue reading]

TexasLending.com Reviews History of VA (Veterans Assistance) Loans

TexasLending.com

Q: When were VA loans first insured? TexasLending.com: Starting in 1944, the Servicemen’s Readjustment Act allowed for a broad range of veteran benefits. The U.S. government has insured more than 18 million VA loans since the program’s … [Continue reading]